Value Benefits of America

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=60 BGCOLOR="#BBBBBB" TEXT="#080000" bgproperties="fixed" background="13400840ewjdxp.png"> <bR> <div> </div> </td> </tr><tr> <td valign="top" width=170 BGCOLOR="#BBBBBB" TEXT="#080000" background="12e11c00ewjdxp.png"> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 14 ><NOBR><div> <A HREF="id2.htm" TARGET="_top" TITLE="VBAs Purpose"><U><B>VBA's Purpose</B></U></A></div> </NOBR></tD> </tR> </TABLE></B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 69 WIDTH="96"><div> <B>CLICK  NOW! Savings and Discounts</B></div> <div> <A HREF="http://vba.dividendclub.com" TARGET="_top" TITLE="http://vba.dividendclub.com"><U><B>Dividend Club Shopping Mall</B></U></A></div> </tD> </tR> </TABLE></B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 41 ><NOBR><div> <A HREF="http://vba.callmd.com/" TARGET="_top" TITLE="http://vba.callmd.com/"><U><B>CallMD</B></U></A></div> <div> <A HREF="http://vba.callmd.com/" TARGET="_top" TITLE="http://vba.callmd.com/"><U><B>Care Smarter</B></U></A></div> <div> <A HREF="http://vba.callmd.com/" TARGET="_top" TITLE="http://vba.callmd.com/"><U><B>Live Healthy</B></U></A></div> </NOBR></tD> </tR> </TABLE></B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 27 ><NOBR><div> <A HREF="http://www.grandvacationsonline.com/vba " TARGET="_top" TITLE="http://www.grandvacationsonline.com/vba "><U><B>Grand Vacations</B></U></A></div> <div> <A HREF="http://www.grandvacationsonline.com/vba " TARGET="_top" TITLE="http://www.grandvacationsonline.com/vba "><U><B>Savings Program</B></U></A></div> </NOBR></tD> </tR> </TABLE></B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 28 WIDTH="96"><div> <A HREF="id22.htm" TARGET="_top" TITLE="Financial Calculators"><U><B>Financial Calculators</B></U></A></div> </tD> </tR> </TABLE></B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 54 WIDTH="96"><div> <A HREF="http://www.agfoundation.org/" TARGET="_top" TITLE="http://www.agfoundation.org/"><U><I><B>The American Farm Bureau Foundation for Agriculture</B></I></U></A></div> </tD> </tR> </TABLE></B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 28 WIDTH="96"><div> <A HREF="id5.htm" TARGET="_top" TITLE="Newsletters Updates"><U><B>Newsletter & Updates</B></U></A></div> </tD> </tR> </TABLE></B></div> <bR> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 42 WIDTH="96"><div> <A HREF="id18.htm" TARGET="_top" TITLE="Contact Us, Request Information Change "><U><B>Contact Us, Request Info, Change Forms</B></U></A></div> </tD> </tR> </TABLE></B></div> <bR> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 28 WIDTH="96"><div> <A HREF="id4.htm" TARGET="_top" TITLE="VBA Terms Conditions"><U><B>Terms & Conditions</B></U></A></div> </tD> </tR> </TABLE></B></div> <bR> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 28 WIDTH="96"><div> <A HREF="id28.htm" TARGET="_top" TITLE="Security Privacy"><U><B>Security & Privacy</B></U></A></div> </tD> </tR> </TABLE></B></div> <bR> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="108" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 14 WIDTH="96"><div> <A HREF="id3.htm" TARGET="_top" TITLE="Chubb"><U><B>Chubb</B></U></A></div> </tD> </tR> </TABLE></B></div> <bR> <bR> </td> <td valign="top" height=420 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <IMG SRC="225c8850.jpg" border=0 width="200" height="133" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"><IMG SRC="226d2890.jpg" border=0 width="210" height="137" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <div> <B>Welcome</B></div> <bR> <div> <B>Value Benefits of America</B> offers its members consumer savings on shopping, </div> <div> travel, dining, hotels, car rentals and more. Health and Wellness discounts on </div> <div> prescription drugs, lab and radiology tests and more are available by clicking the </div> <div> links below.</div> <bR> <div> Call us today to take advantage of our exclusive membership program and enjoy </div> <div> instant savings, tailor made just for you and your family.</div> <bR> <div> <B>Value Benefits of America</B> is committed to 100% customer satisfaction and our </div> <div> objective is to bring you and your family great benefits, great service at a great price. </div> <bR> <div> <B>Click the link below to join Value Benefits of America</B></div> <div> <A HREF="http://www.gacquote.com/quote/quote_result.php?quote=CallMD" TARGET="_top" TITLE="http://www.gacquote.com/quote/quote_resu"><U><B>CLICK HERE</B></U></A></div> <bR> <div> <B> </B></div> <div> <B>                                         </B></div> <div> <B>Click Below for Member Discounts & Benefits</B></div> <bR> <div> <TABLE BORDER="2" CELLPADDING="1" CELLSPACING="1" WIDTH="473" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="http://vba.dividendclub.com/" TARGET="_top" TITLE="http://vba.dividendclub.com/"><U><B><U>Dividend Club</U></B></U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="98"><div> <A HREF="id29.htm" TARGET="_top" TITLE="Call MD"><U><B><U>Call MD</U></B></U></A></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="https://www.avis.com/car-rental/profile/go.ac?T454700" TARGET="_top" TITLE="https://www.avis.com/car-rental/profile/"><U><B><U>Avis Car Rental</U></B></U></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="http://www.alamo.com/index.do?Target=Res%2FPage1.asp%3FRateCode%3DBY%26Promonum%3D706768&go=Res&action=%2FresRentalInfo.do" TARGET="_top" TITLE="http://www.alamo.com/index.do?Target=Res"><U><B><U>Alamo Car Rental</U></B></U></A></div> </NOBR></tD> </tR> </TABLE></div> <bR> <bR> <div> <B>                      Click Below for Discounts Available to Anyone - Member or Non-Member</B><FONT SIZE="3" COLOR="#000000" FACE="Arial" > </FONT></div> <div> <I>             (These discounts are not affiliated with Value Benefits of America and are </I><I><B>NOT Insurance</B></I><I>)</I></div> <div> <B> </B></div> <bR> <div> <A HREF="http://www.theebccard.com/EBC/Home/index.cfm?groupID=VBA" TARGET="_top" TITLE="http://www.theebccard.com/EBC/Home/index"><U><IMG SRC="243edfa0.jpg" border=0 width="493" height="250" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <bR> <div> <IMG SRC="22f05050.gif" border=0 width="5" height="5" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> ------------------------------------------------------------------</div> <bR> <div> <TABLE BORDER="2" CELLPADDING="1" CELLSPACING="1" WIDTH="333" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 93 WIDTH="323"><div> <A HREF="id30.htm" TARGET="_top" TITLE="FedEx Kinkos Office and Print Center"><U><IMG SRC="227b2320.gif" border=0 width="178" height="50" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <A HREF="id30.htm" TARGET="_top" TITLE="FedEx Kinkos Office and Print Center"><U><B><U>30% Discount on Copy Services & 10% on additional FedEx Kinko's products & Services</U></B></U></A></div> </tD> </tR> </TABLE></div> <bR> <div> <TABLE BORDER="2" CELLPADDING="1" CELLSPACING="1" WIDTH="334" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 62 ><NOBR><div> <A HREF="http://www.grandvacationsonline.com/vba/" TARGET="_top" TITLE="http://www.grandvacationsonline.com/vba/"><U><IMG SRC="22814380.png" border=0 width="276" height="56" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> </NOBR></tD> </tR> </TABLE></div> <bR> <div> ------------------------------------------------------------------</div> <bR> <div> <B>©Value Benefits of America</B> representatives receive compensation for promoting this benefit package and for selling memberships in the association. Value Benefits of America is not affiliated with any state or federal government agencies. All insured benefits are provided on a group basis to enrolled association members. Other association benefits are provided by contract with third-party vendors, and we cannot warrant or guarantee their performance. Benefits and benefit providers are subject to change.</div> <bR> <div> This web site including all material and information listed, is for the sole use of Value Benefits of America Members and their eligible family members. Any unauthorized review, use, disclosure or distribution is prohibited. See VBA terms and conditions on this web site.</div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> </td> </tr></table></body>